Need an appraisal in Kalamazoo or Kalamazoo County?

The top seven reasons why MI homeowners need Appraise Less Michigan:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Kalamazoo county's assessment of your propertyworth
Remove PMI to reduce your mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a MI divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Do you own a house in or near Kalamazoo? Do you need help determining the price of your real estate?
Contact Appraise Less Michigan.

At Appraise Less Michigan, we understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Appraise Less Michigan will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you get rid of unnecessary PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Appraise Less Michigan is your perfect weapon.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. A professional appraisal from Appraise Less Michigan can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd wish to have a professional double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Appraise Less Michigan offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.